/* ————————————————————————————————————————————————
   Premier Provider Options — brand stylesheet
   Navy shield + steel blue, paper-not-glass surfaces.
   ———————————————————————————————————————————————— */

:root {
  --navy: #1a3a5c;        /* logo dark navy (#183858 sampled) */
  --navy-deep: #122c47;
  --steel: #4080a8;       /* logo steel blue (sampled) */
  --steel-soft: #74a8c9;
  --steel-wash: #e9f1f7;
  --paper: #f8f7f4;
  --card: #ffffff;
  --ink: #232a33;
  --ink-soft: #5a6572;
  --line: #dfe3e8;
  --accent: #4080a8;
  --radius: 14px;
  --shadow: 0 1px 2px rgba(14, 27, 43, 0.06), 0 12px 32px -12px rgba(14, 27, 43, 0.18);
  --heading: "Montserrat", "Helvetica Neue", sans-serif;
  --body: "Source Sans 3", "Segoe UI", sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--body);
  font-size: 17px;
  line-height: 1.65;
  color: var(--ink);
  background: var(--paper);
}

h1, h2, h3, h4 {
  font-family: var(--heading);
  color: var(--navy);
  line-height: 1.18;
  letter-spacing: -0.015em;
  margin: 0 0 0.5em;
}

p { margin: 0 0 1em; }
a { color: var(--steel); }
img { max-width: 100%; }

.wrap { max-width: 1080px; margin: 0 auto; padding: 0 24px; }

/* —— Header ——————————————————————————— */
.topbar {
  background: #fff;
  color: var(--navy);
  position: sticky;
  top: 0;
  z-index: 50;
  border-bottom: 1px solid var(--line);
}
.topbar .wrap {
  display: flex;
  align-items: center;
  gap: 28px;
  min-height: 72px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  color: var(--navy);
  margin-right: auto;
}
.brand-logo { width: 40px; height: auto; flex: none; }
.brand-name {
  font-family: var(--heading);
  font-weight: 700;
  font-size: 17px;
  letter-spacing: 0.02em;
  line-height: 1.2;
}
.brand-name small {
  display: block;
  font-weight: 500;
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--steel);
}
nav.main { display: flex; gap: 4px; }
nav.main a {
  color: var(--ink-soft);
  text-decoration: none;
  font-family: var(--heading);
  font-weight: 600;
  font-size: 14px;
  letter-spacing: 0.04em;
  padding: 8px 14px;
  border-radius: 8px;
  transition: background 0.15s, color 0.15s;
}
nav.main a:hover { background: var(--steel-wash); color: var(--navy); }
nav.main a.active { color: #fff; background: var(--steel); }
.call-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--steel);
  color: #fff;
  text-decoration: none;
  font-family: var(--heading);
  font-weight: 700;
  font-size: 14px;
  padding: 10px 18px;
  border-radius: 999px;
  white-space: nowrap;
  transition: background 0.15s;
}
.call-pill:hover { background: var(--steel-soft); }

/* —— Hero ————————————————————————————— */
.hero {
  position: relative;
  background:
    radial-gradient(900px 460px at 88% 0%, rgba(64, 128, 168, 0.14), transparent 65%),
    linear-gradient(180deg, #fdfefe 0%, var(--steel-wash) 100%);
  color: var(--ink);
  overflow: hidden;
}
.hero .wrap { padding: 88px 24px 96px; position: relative; }
.hero .kicker {
  font-family: var(--heading);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.3em;
  text-transform: uppercase;
  color: var(--steel);
  margin-bottom: 18px;
}
.hero h1 {
  color: var(--navy);
  font-size: clamp(34px, 5.4vw, 56px);
  font-weight: 800;
  max-width: 15ch;
}
.hero .sub {
  font-size: clamp(18px, 2.4vw, 22px);
  color: var(--ink);
  max-width: 52ch;
  margin-bottom: 14px;
}
.hero .body {
  color: var(--ink-soft);
  max-width: 62ch;
  margin-bottom: 34px;
}
.hero .actions { display: flex; gap: 14px; flex-wrap: wrap; }

.btn {
  display: inline-block;
  font-family: var(--heading);
  font-weight: 700;
  font-size: 15px;
  letter-spacing: 0.03em;
  text-decoration: none;
  padding: 14px 28px;
  border-radius: 10px;
  transition: transform 0.15s, background 0.15s, box-shadow 0.15s;
}
.btn-gold { background: var(--steel); color: #fff; }
.btn-gold:hover { transform: translateY(-1px); box-shadow: 0 8px 20px -8px rgba(64, 128, 168, 0.8); }
.btn-ghost { border: 1px solid var(--steel); color: var(--navy); }
.btn-ghost:hover { background: var(--steel-wash); }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { background: #24537c; }

/* —— Sections —————————————————————————— */
section { padding: 72px 0; }
.eyebrow {
  font-family: var(--heading);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--steel);
  margin-bottom: 10px;
}
.section-title { font-size: clamp(26px, 3.6vw, 36px); font-weight: 800; }
.lede { font-size: 19px; color: var(--ink-soft); max-width: 68ch; }

.split {
  display: grid;
  grid-template-columns: 5fr 7fr;
  gap: 48px;
  align-items: start;
}

.card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 32px;
}

/* —— Testimonials —————————————————————— */
.band { background: var(--steel-wash); }
.quotes { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; margin-top: 36px; }
.quote {
  background: var(--card);
  border: 1px solid var(--line);
  border-top: 4px solid var(--steel);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 30px 32px;
  position: relative;
}
.quote::before {
  content: "\201C";
  font-family: Georgia, serif;
  font-size: 64px;
  line-height: 1;
  color: var(--steel-soft);
  display: block;
  height: 34px;
}
.quote p { color: var(--ink-soft); font-size: 16px; }
.quote cite {
  font-family: var(--heading);
  font-style: normal;
  font-weight: 700;
  font-size: 14px;
  color: var(--navy);
  letter-spacing: 0.04em;
}

/* —— Contact strip / details ———————————— */
.detail-list { list-style: none; margin: 0; padding: 0; }
.detail-list li {
  display: flex;
  gap: 12px;
  align-items: baseline;
  padding: 10px 0;
  border-bottom: 1px dashed var(--line);
}
.detail-list li:last-child { border-bottom: 0; }
.detail-list .label {
  font-family: var(--heading);
  font-weight: 700;
  font-size: 13px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--steel);
  min-width: 84px;
}
.detail-list a { color: var(--ink); text-decoration: none; }
.detail-list a:hover { color: var(--steel); }

/* —— Form ————————————————————————————— */
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field { display: flex; flex-direction: column; gap: 6px; }
.field.full { grid-column: 1 / -1; }
.field label {
  font-family: var(--heading);
  font-weight: 600;
  font-size: 13px;
  letter-spacing: 0.05em;
  color: var(--navy);
}
.field input,
.field select {
  font-family: var(--body);
  font-size: 16px;
  padding: 12px 14px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: #fcfcfb;
  color: var(--ink);
  transition: border-color 0.15s, box-shadow 0.15s;
}
.field select { appearance: none; background-image: linear-gradient(45deg, transparent 50%, var(--steel) 50%), linear-gradient(135deg, var(--steel) 50%, transparent 50%); background-position: calc(100% - 20px) 55%, calc(100% - 14px) 55%; background-size: 6px 6px; background-repeat: no-repeat; cursor: pointer; }
.field input:focus,
.field select:focus {
  outline: none;
  border-color: var(--steel);
  box-shadow: 0 0 0 3px rgba(64, 128, 168, 0.2);
}
.req { color: #b2472f; }
.consent-box {
  grid-column: 1 / -1;
  background: var(--steel-wash);
  border: 1px solid #cdddec;
  border-radius: 10px;
  padding: 18px 20px;
}
.submit-btn {
  grid-column: 1 / -1;
  font-family: var(--heading);
  font-weight: 800;
  font-size: 16px;
  letter-spacing: 0.08em;
  color: #fff;
  background: var(--navy);
  border: 0;
  border-radius: 10px;
  padding: 16px;
  cursor: pointer;
  transition: background 0.15s, transform 0.15s;
}
.submit-btn:hover { background: #24537c; transform: translateY(-1px); }
.submit-btn:disabled { background: var(--ink-soft); cursor: default; transform: none; }
.form-note { grid-column: 1 / -1; text-align: center; font-size: 14px; margin: 0; }
.form-status {
  grid-column: 1 / -1;
  display: none;
  border-radius: 10px;
  padding: 14px 18px;
  font-weight: 600;
}
.form-status.ok { display: block; background: #e7f3e7; color: #205a20; border: 1px solid #bcdcbc; }
.form-status.err { display: block; background: #fbeae6; color: #7c2d1a; border: 1px solid #eec4b8; }

/* —— Legal pages ———————————————————————— */
.legal { max-width: 800px; margin: 0 auto; }
.legal h1 { font-size: clamp(30px, 4vw, 40px); }
.legal .revised { color: var(--ink-soft); font-size: 15px; margin-bottom: 34px; }
.legal h2 {
  font-size: 21px;
  margin-top: 42px;
  padding-top: 10px;
  border-top: 2px solid var(--steel-wash);
}
.legal ul { padding-left: 22px; }
.legal li { margin-bottom: 6px; }

/* —— Footer ———————————————————————————— */
footer {
  background: var(--navy-deep);
  color: #9fb3c8;
  margin-top: 40px;
  border-top: 3px solid var(--steel);
}
footer .wrap {
  display: grid;
  grid-template-columns: 2fr 1fr 1.6fr;
  gap: 40px;
  padding: 56px 24px 40px;
}
footer h4 {
  color: #fff;
  font-size: 13px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  margin-bottom: 16px;
}
footer a { color: #c3d2e2; text-decoration: none; }
footer a:hover { color: #fff; text-decoration: underline; }
footer ul { list-style: none; margin: 0; padding: 0; }
footer li { margin-bottom: 8px; }
.foot-brand { display: flex; align-items: center; gap: 12px; margin-bottom: 14px; }
.foot-brand .brand-name { color: #fff; }
.copyright {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  text-align: center;
  font-size: 14px;
  padding: 20px 24px 26px;
}
.copyright a { color: #c3d2e2; }

/* —— Reveal on load ————————————————————— */
@media (prefers-reduced-motion: no-preference) {
  .hero .kicker, .hero h1, .hero .sub, .hero .body, .hero .actions {
    animation: rise 0.7s cubic-bezier(0.22, 0.9, 0.3, 1) both;
  }
  .hero h1 { animation-delay: 0.08s; }
  .hero .sub { animation-delay: 0.16s; }
  .hero .body { animation-delay: 0.24s; }
  .hero .actions { animation-delay: 0.32s; }
  @keyframes rise {
    from { opacity: 0; transform: translateY(18px); }
    to { opacity: 1; transform: none; }
  }
}

/* —— Responsive —————————————————————————— */
@media (max-width: 860px) {
  .topbar .wrap { flex-wrap: wrap; padding-top: 12px; padding-bottom: 12px; gap: 10px 16px; }
  nav.main { order: 3; width: 100%; }
  .split, .quotes, .form-grid { grid-template-columns: 1fr; }
  footer .wrap { grid-template-columns: 1fr; gap: 28px; }
  .hero .wrap { padding: 64px 24px 72px; }
  section { padding: 56px 0; }
}

/* —— Real brand assets ————————————————— */
.logo-chip {
  background: #fff;
  border-radius: 10px;
  padding: 3px;
  display: inline-flex;
  flex: none;
}
.logo-chip img { width: 42px; height: 42px; display: block; }

.hero .wrap { position: relative; z-index: 2; }
.stars { height: 20px; width: auto; display: block; margin-bottom: 12px; }
.quote::before { display: none; }

/* —— Hero logo panel ————————————————————— */
.hero-grid {
  display: grid;
  grid-template-columns: 7fr 4fr;
  gap: 48px;
  align-items: center;
}
.hero-logo {
  width: 100%;
  max-width: 320px;
  justify-self: center;
  display: block;
  filter: drop-shadow(0 22px 34px rgba(26, 58, 92, 0.18));
}
@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-logo { display: none; }
}